Pearl - November 08, 2025


Meet The Strong Independent Women Who Make 6 Figures BUT ARE BROKE!？

More Lazy People Are Complaining About EBT Instead of Actually Working SM＊SH OR PASS： Young Andrew Wilson

Episode Stats


Length

9 minutes

Words per minute

186.41

Word count

1,715

Sentence count

—

Harmful content

Misogyny

9

sentences flagged

Hate speech

6

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

In this episode, we re reacting to modern women making six figures but still living paycheck to paycheck. I m 26 years old, I have 2 degrees, I work in tech, and I m single income no kids, but I m still paying off $60,000 of student debt in 3 months and I still live paycheck-to-paycheck as a millennial.

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.000 ever thought i'd see the day where a hundred thousand dollars isn't enough inflation is crazy
00:00:04.080 it is crazy like what 100k used to mean five years ago versus today what up guys welcome to
00:00:09.920 my reaction series so modern women love spending money we don't have so even when women earn a lot 1.00
00:00:16.400 we do not save the money so today we are going to be reacting to modern women making six figures but 1.00
00:00:24.320 still living paycheck to paycheck let's see why we won't live with roommates um we won't not eat out
00:00:29.920 we won't learn to cook we won't do anything that like saves money we just love spending six figures
00:00:35.840 and i still live paycheck to paycheck but it's not for the reason that you think i'm 26 i have two
00:00:40.800 degrees i work in tech and i'm single income no kids it all sounds very good on paper right but
00:00:45.680 here's the reality i started with sixty thousand dollars of student debt in the last three months
00:00:50.400 i've paid off twelve thousand five hundred student debt's big but again her clothes look nice her hair
00:00:56.160 looks done these people don't look like poor you know when you say you're living paycheck to paycheck
00:01:02.320 i expect you to look poor you don't look poor you don't you look well groomed you know
00:01:09.760 my goal is to pay out the entire sixty thousand dollars in one year that means i'm very aggressively
00:01:15.280 throwing every single dollar that i have at my debt while still trying to enjoy my 20s and
00:01:20.160 have a life i still take a vacation every time of course you do two months because i refuse to
00:01:27.120 pause my life just to pay the bills but this also comes translation i want to bang guys in other cities
00:01:32.480 and have nobody know about it price no shopping no doordash no alcohol and no subscriptions every
00:01:38.960 dollar has a job so yeah i live paycheck to paycheck not because i'm drowning but because i'm choosing to
00:01:44.720 invest in my future paying down debt building freedom and still choosing joy along the way
00:01:50.400 this is my little money rant for the day if anyone cares to listen so i made a video the other day
00:01:56.240 talking about how i make 107 or i made 107 last year i'm honestly probably gonna make more this year
00:02:03.200 and i'm still living paycheck to paycheck i'm still in a ton of debt my bank account still goes into the
00:02:07.920 negative sometimes women think they're gonna get sympathy saying this again she looks like she's 1.00
00:02:13.840 had work done i see hair dye they just never look it's okay i spend too much money even though i make a
00:02:20.800 lot that's what the women are saying and they expect sympathy and people in the comments were just 0.81
00:02:25.520 flabbergasted they could not fathom the fact that i have an income like that and still live the way i do
00:02:32.000 granted we do live in massachusetts cost of living is very high but someone else commented saying that
00:02:38.560 everybody in my comments were in the poverty mindset and honestly i do agree with that 0.70
00:02:43.120 like i see the people at my work the cnas and stuff working doubles constantly because that's in their
00:02:50.080 mind that's really their only option is just to like continue to answer to the man and i refuse to live
00:02:56.080 like that i want to give my daughter a good life i feel bad for her she can't have like normal
00:03:00.960 play dates and sleepovers because there's nowhere for her to go for them to play there's just no 1.00
00:03:04.880 space and we're growing out of a house but the mindset shouldn't be oh budget your money don't go
00:03:11.760 out to eat once a month don't get your nails done that shouldn't be the mindset the mindset should be
00:03:20.720 you've got to be kidding me so she's spending too much money and she said i cannot have the mindset 0.70
00:03:27.840 of saving money she's going to say to make more money this is how people go broke there are ways
00:03:34.400 to make more money of course there are but then you'll keep spending it like if you don't have the
00:03:39.360 habits you'll just keep doing it it's wicked hard to live as a millennial because of just the time that
00:03:46.080 we were born and the housing situation and how expensive everything is but we can get out of this
00:03:52.880 this is why i started making tiktoks and the goal is to hopefully be making money by like christmas
00:04:01.040 because yeah i'm grateful for everything i have because i've lived in awful situations before and
00:04:07.200 this is like a cakewalk compared to you know the ways i've lived prior but there just has to be more
00:04:15.280 of life than working day in and day out just the way americans live it's so sad and you know what i
00:04:22.640 think it is i think it's that americans like my generation was kind of raised by daycare and working
00:04:29.840 mothers so there's a lot of skills that we didn't learn growing up um cooking cleaning and just budgeting
00:04:36.880 all these basic life skills we don't have and so what happens is it's very challenging to do them as
00:04:43.840 an adult it feels really hard even though they're not hard things it's like you have to learn so much
00:04:47.920 to catch up i know because i had to learn a lot of stuff um as an adult and like keeping a kitchen
00:04:56.560 clean i know it sounds so dumb it feels so hard in the beginning but then once you have the habit it's
00:05:02.320 easy it's like you don't even have to think about it but the amount of work you have to go through to
00:05:06.880 learn how to cook to learn how to clean to learn how to budget um it's very difficult in the beginning
00:05:12.240 okay let me just let's let's watch this girl 150k and living paycheck to paycheck husband and i 1.00
00:05:18.320 made a hundred and fifty thousand dollars yesterday and we live paycheck to paycheck
00:05:24.480 let's talk about it it's they have to live in a house they won't live in an apartment i mean
00:05:29.760 i understand that when you have kids you want to live in a house but they'll they'll survive in an
00:05:34.240 apartment you know they will they will make it i never thought that i had a problem or that i
00:05:40.160 needed to learn to budget until i realized that we spent 150 000 last year and i have nothing to
00:05:46.960 show for it i mean i have a house i have a car i have all those things but they're not 150 000 worth
00:05:52.560 so where did the money go i spent it that's where the money went and of course she's of course that
00:05:59.120 was what i wanted to change that's why i did a low buy year that's why i'm budgeting as hardcore i am
00:06:04.640 i used three different first spreadsheets of budget and that might seem insane but that's what i need
00:06:08.640 to do in order to have it all managed i need to look at my money i need to stare at it i need to
00:06:13.760 think about it it needs to be on the front of my mind because if i passively use it then i'm not
00:06:18.560 paying attention and i spend it all and that's the truth at least she's being honest that girl seems
00:06:24.560 that girl seems self-aware okay let's see 100k a year isn't enough all right i never thought i'd see
00:06:30.160 the day where 100 000 isn't enough inflation is crazy it is crazy like what 100k used to mean five
00:06:36.480 years ago versus today but there are men that make things work with less money it's just women's 1.00
00:06:42.640 spending habits are out of control in this economy that's what the news reported that the average
00:06:52.800 lower class american they're considered lower class now if you make a hundred thousand dollars a year
00:06:57.840 so if you make a hundred thousand dollars a year or less you're considered lower class
00:07:02.320 and the average person making a hundred thousand dollars does not qualify to buy a home
00:07:08.640 and they possibly qualify to get on government assistance because it's just not enough in this
00:07:13.760 economy when did the american dollar start to go down because it's happening the value of the american
00:07:23.600 dollar has gone down substantially and that's why the goal post is being pushed because as we're
00:07:29.840 meeting these goals that was set the standards that were set by our parents to get a job go to college
00:07:36.880 we're meeting these goals and it's still not enough i legit make more now than i ever have and i'm
00:07:43.680 struggling women keep voting for these policies women keep voting to have the price of everything go up 1.00
00:07:51.520 it's kind of sad because i just don't see any turning back like women have the right to vote i 1.00
00:07:56.320 don't think that'll go away we are just going to keep voting for socialism and just ruin the country
00:08:00.800 that we have it's really sad but i don't foresee it getting better i'm not here to sell dreams some
00:08:06.480 days i still have to get out there and doordash walmart deliver just to make ends meet and this is a two
00:08:12.400 two this is a two income household so tell me when this happened like when did when when at one point
00:08:21.200 a hundred thousand dollars like that was more than enough in a year to survive to go on vacation to live
00:08:31.040 comfortably that's what i want to know when did this become the new norm where a hundred thousand
00:08:40.000 dollars is considered lower low income where it's considered not even middle class yeah i would say
00:08:46.480 the last few years that's kind of what's happened anyways guys let me know in the comments what you
00:08:50.960 think do you think that the price of everything has gone up or do you think it's modern women's 0.99
00:08:56.080 spending habits could you make 100k a year work in this economy like the video please
00:09:01.040 subscribe to the channel ring that notification bell and i will see you next time