Pearl - Modern Women Are Literally Incapable of Saving Money

00:00:00.000 Let's go shopping with my boyfriend's credit card.

00:00:02.060 He's giving me a $500 shopping spree.

00:00:04.100 Let's go shopping.

00:00:05.280 My wife, she's kind of gotten out of control with her spending. 1.00

00:00:10.120 She got a credit card this year, and she maxed it out at $6,000.

00:00:14.080 What'd she buy?

00:00:15.180 I mean, I go home every day, and I look around,

00:00:18.260 and I don't see anything besides clothes, I guess.

00:00:20.820 I mean, maybe clothes.

00:00:22.420 Okay, I have a haul, and this is from the past last two days.

00:00:27.600 And Loki did a little bit of damage.

00:00:30.000 so let's see what i got hey guys it turns out another feminist needs a study from a far left 1.00

00:00:35.660 leaning university to tell her that water is wet sky is blue and a little while ago i tried to have

00:00:41.360 a friendly conversation with a tiktok feminist but as feminists do it quickly devolved into her 1.00

00:00:47.560 using the cheap tactic of asking for sources every second sentence i said right and again what's that

00:00:53.600 but but debt is not a problem if you can pay it back what is the source i mean you're i'm sorry 0.96

00:01:00.320 i'm just gonna say you're just gonna talk out of your ass and then when i give a study well 0.98

00:01:04.640 oh they can just say anything she didn't care or even deny that the stat was true because she had 0.99

00:01:09.440 no idea and she would look pretty silly if it turned out to be accurate instead she just fell

00:01:15.040 back on the cheap tactic of asking for sources continually in the hopes that i had not memorized

00:01:21.680 an entire encyclopedia prior to sitting down. And heaven help you if it's a stat you learned

00:01:27.060 months ago or years ago. Bottom line, asking for citations mid-debate is amateur hour. If you know

00:01:33.180 the subject, you either know that the stat is true or you don't. And you don't try to derail

00:01:38.900 an entire debate by continually whining, citation needed, citation needed, citation needed,

00:01:45.460 when a fact crosses your path that is inconvenient to your delusional feminist ideology. What are we,

00:01:50.880 destiny? And in this case, the stat is completely true. Women do control the overwhelming majority 1.00

00:01:56.560 of spending. In fact, when you boil down the numbers, it's quite a severe and chronic problem

00:02:00.880 in our supposedly equal society. And it would be a lot easier to listen to modern women complain 1.00

00:02:06.780 about how oppressed they are if they weren't out here spending all of their money, men's money,

00:02:14.320 the government's money, everybody's money. Now, let's start with individual spending.

00:02:21.380 According to BCG, the Boston Consulting Group, U.S. women control approximately 85% of consumer 0.92

00:02:29.140 spending across the board. The entire private sector, despite being only 47% of the workforce

00:02:34.800 and 50% of the total population. Let that sink in for a second. It's a result of women not only 1.00

00:02:40.680 controlling men's purse strings in relationships, but also women being more careless and wasteful 1.00

00:02:46.900 with their own private spending. One of the most common and ridiculous counter-arguments 0.90

00:02:52.940 these feminists use to avoid the utter shame of such an imbalance is to say that most of the 85% 1.00

00:03:00.780 of spending is somehow selfless. For instance, most of those purchases are for the entire family,

00:03:06.080 like grocery shops, as if it were somehow a virtuous sacrifice and a major burden on women 0.98

00:03:11.820 to prevent their own kids from starving to death. Also note that 85% figure includes tens of

00:03:18.680 millions of women who are single, childless, or no longer have dependent children living in the

00:03:25.020 house. Bottom line, we're not just talking about women who are selflessly taking time off from 0.99

00:03:31.260 their busy schedules of posting garbage on TikTok to head down to the grocery store. We are talking

00:03:37.400 about a manner of selfish, petty, and self-indulgent purchases. And there are a lot. According to

00:03:44.180 Morgan Stanley, females control the overwhelming majority of spending on luxury goods and services, 1.00

00:03:49.320 90% of designer brand clothing, 85% of high-end accessories and jewelry, and 80% of travel

00:03:55.020 expenditures, and 70% of all dining out. And often the tiny share of purchases made by men in those

00:04:00.900 categories are done to impress and to get women. Essentially, men buy nice clothes, wear nice

00:04:06.420 watches, designer cologne, and pay for fine dining and vacations to get laid. If women did not exist, 1.00

00:04:12.520 it is doubtful most men would even bother. Meanwhile, single women dine out and take 1.00

00:04:17.340 random trips significantly more often than single men because women attach much more important to 0.97

00:04:22.980 what this says about their social status in their friend group and on social media.

00:04:27.240 and how can women afford it the truth is they can't while u.s credit card debt is roughly equal 0.99

00:04:32.860 between the sexes a figure largely skewed by millions of wives putting their largest purchases

00:04:38.420 on their husband's accounts it is women single and married who are 30 percent more likely to put

00:04:44.620 off debts long term or just not pay them back at all that's why it always makes me laugh when

00:04:49.720 someone brings up the stat that married men make more money on average like that's a good thing 1.00

00:04:54.880 for them? In reality, men need to scramble to get more cash in order to satisfy their wife's 1.00

00:05:00.960 spending habits. Essentially, if spending a man's money was an Olympic sport, women would come away 1.00

00:05:06.820 with the gold every single time and then promptly try to figure out a way to spend it. Another

00:05:13.080 example, according to Nielsen Consumer Insights, women are responsible for the purchase of a 1.00

00:05:17.720 whopping 94% of home furnishings. This shouldn't come as a surprise to any man who has been

00:05:22.940 introduced to a woman's pointless collection of 45 throw pillows and a $10,000 couch. Male 0.99

00:05:29.080 furnishings are extremely utilitarian and cost-effective. Men buy what they need for 0.99

00:05:33.800 domestic furnishings at a decent price and leave it at that. Women's homes are the exact opposite. 1.00

00:05:38.940 Part of this might have to do with our nesting instinct, but that in itself doesn't explain the

00:05:43.220 vast sums many women shell out. This is more to do with a woman trying to meet an arbitrary fashion 1.00

00:05:48.800 standard she saw in a magazine once or again to signal her social status to others. Bottom line,

00:05:54.060 a difference in male and female tastes would be fine if it weren't for the fact, like everything 0.61

00:05:58.320 else, many of women's tastes come with a potentially life-ruining price tag. So it's kind of hilarious 0.98

00:06:04.320 that U.S. women are disproportionately far-left, socialist, and anti-capitalist. Their spending is 1.00

00:06:10.940 literally propping up the entire system that they consider to be so evil. Never mind the fact that

00:06:16.320 they blame the rise of such a system on those awful white men. It's hypocrisy in its purest 1.00

00:06:21.540 form. Moreover, with women's relentless spending, it's hardly a wonder that big business and 1.00

00:06:26.500 government cater almost exclusively to their complaints and interests, whereas men's issues

00:06:31.680 are ignored, while they are treated as a little more than walking wallets and cannon fodder.

00:06:36.620 The whole thing makes a mockery of the wage gap. Anyone who is not willfully ignorant, 0.86

00:06:40.980 left-wing political fanatic is probably already aware that respected economists exploded all that 0.99

00:06:47.160 wage gap crap years ago. It isn't down to any sex-based discrimination for pay which would be 0.89

00:06:53.240 illegal and has been for more than half a century. It's down to women working less hours, moving into 1.00

00:06:58.740 careers with high job security in exchange for lower pay, and failure to negotiate appropriately

00:07:03.920 with private sectors and employers. But even then, 89 cents on the dollar pales in comparison to

00:07:10.380 controlling how 85% of the money in America is spent. Women not only spend their own money, 1.00

00:07:16.000 they spend more than half of men's too. In short, in this enlightened age of female liberation and 0.99

00:07:21.900 glorious equality, women work far less and spend far more than their fair share. As an aside, 1.00

00:07:28.960 it's hardly surprising that men on average work longer hours and go into higher risk,

00:07:33.640 higher stress professions. A man's job and income, after all, plays a role in how women perceive him

00:07:40.580 and determine whether he'll get laid. Women don't have that pressure in the sexual marketplace. 1.00

00:07:46.260 Men, on the other hand, don't really care what women do for work or how much money they bring

00:07:51.520 in. Men simply just are not wired that way. And another thing, perhaps paying women less

00:07:57.160 should not be illegal and we should just leave it to the market to sort out. An employer should

00:08:02.720 not be forced to pay a woman the same if she's willing to do less work, work less hours, or she's

00:08:08.440 ill-suited for the job. For instance, a 5'2", 100-pound policewoman earned the same wage as a 1.00

00:08:14.280 6'2", 200-pound man, where the man is going to be more capable of handling himself in dangerous

00:08:19.800 situations. Even as it is, the Equal Pay Act does not apply everywhere. Male models make far less 1.00

00:08:25.160 on average than female models. NBA players make far more than the ladies in the WNBA, 0.99

00:08:30.160 as they should because that's what the market dictates but surprise surprise the government

00:08:35.820 is terrible at dealing rationally with the economy which brings us to the governmental level

00:08:41.880 how much in total taxes do men pay versus women it's not a subject that feminists really like to 1.00

00:08:47.120 bring up and western governments make it extraordinarily difficult to get clear and

00:08:51.360 reliable numbers but thanks to the freedom of information request in the uk in 2014 we have a

00:08:56.780 pretty good idea. That year, men paid 72% of all income taxes and women paid 28%. That's over two 0.84

00:09:03.900 and a half times more, far outstripping any wage gap, which in the UK at the time stood at 90

00:09:10.960 pence on the pound. That's pathetic when feminists tell us that they don't need men anymore. And 1.00

00:09:17.020 nothing could be further from the truth. At the population level, Western men pay more in taxes

00:09:22.500 than they get back from the government in social services while women profit far more from various 0.56

00:09:29.380 governmental services than they pay into the system in the first place the conclusion was reached by

00:09:35.300 four different economic studies carried out in the united states the uk the eu and new zealand

00:09:41.540 between 2014 and 2024 in 2022 the imf concluded that in the united states men transfer at least

00:09:48.340 $300 billion of their wealth to women via government services every single year. That's 1.00

00:09:53.880 in addition to the money and the raw purchasing power men may hand over to women in their private

00:09:59.400 lives. In 2023, the EU tax benefit redistribution study found that the heavy use women make of the 1.00

00:10:07.560 government services not only shrinks the wage gap to nothing, it reverses it, with men making 90

00:10:13.240 cents for every euro that women earn to be honest ladies it's really beginning to look like that 0.97

00:10:18.520 women need men after all all these studies only looked at a limited range of social services 0.76

00:10:23.480 explicitly devoted to women the biggest one being the dole paid out to single mothers surprise

00:10:28.360 surprise these studies did not include expenditure more likely to be voted for by bleeding heart

00:10:33.960 women like us aid climate change reforms gay pride events and drag queen story time subsidies and tax

00:10:40.680 cuts for quote-unquote marginalized groups and government-funded positions programs and

00:10:47.740 scholarships based on the sheer bigotry of diversity, equity, and inclusion. In other words,

00:10:53.240 useless programs just wouldn't exist in any western country if the majority of women 1.00

00:10:58.580 voted like the majority of men. In a way, it's hardly surprising that men should blow a ton

00:11:04.300 of resources on women in both their private lives and on a national level. Men evolved to be this 0.65

00:11:09.400 way. For all but 10,000 of the past 350,000 years, or 97% of the time humans have existed on the

00:11:16.380 planet, we lived in hunter-gatherer communities. Men went out into the wild and risked their lives

00:11:22.280 to hunt animals for food and warm animal fur for clothing. Women gathered wild vegetation, 1.00

00:11:28.540 nuts, and berries closer to camp and spent the rest of the time looking after children and making

00:11:33.760 the campsite livable. When the men came back, the women could cook the meat, which provides 0.99

00:11:38.700 far more energy per pound than some edible leaves and whole grains and sew the pelts into clothing

00:11:44.700 and shelter the men would provide and the women would receive and before anybody says that hunter

00:11:51.460 gatherer model has been debunked no it's only been attacked in a series of propaganda by

00:11:56.360 left-wing academics with a vested interest in discrediting the idea of natural gender rules

00:12:01.840 the hunter gatherer model is supported by hundreds of written encounters with primitive peoples and

00:12:08.520 modern-day observations of hunter-gatherer communities that still exist. At most, maybe

00:12:13.600 one in a thousand tribal women will hunt instead of gather, and one in a thousand men in their prime 0.98

00:12:19.900 will gather rather than hunt. Exceptions don't make the rule. Anyway, the role of men as providers

00:12:25.680 and women as receivers largely remained the case in ancient societies. The vast bulk of men would 1.00

00:12:31.820 engage in back-breaking labor on the farm or down in the mines, and the women would deal 1.00

00:12:37.600 with the domicile, which was a much harder job in the era before vacuums and washing machines. 0.55

00:12:44.560 And women worked outside of the home as 90% of the pre-modern population who were dirt poor 0.99

00:12:51.840 often did. It was often supplementary to her husband's work to keep a peasant family from 1.00

00:12:57.160 literally starving to death. It's only in modern times where things have radically and disastrously

00:13:02.360 change. Men have maintained their role of paying for women's stuff, either individually or through

00:13:08.740 taxation. While women are on a population level, failing their duties towards men, letting their 1.00

00:13:14.940 side down as a group with catastrophic results. The fertility rate is in the toilet because women 1.00

00:13:21.280 would rather be out girlbossing or slutting it up during their narrow biological window. 0.90

00:13:26.560 in marriage, feminists have the nerve to suggest domestic labor should be equally shared when the 1.00

00:13:33.260 financial burdens certainly aren't either on an individual basis or on a societal one. And quite

00:13:39.520 frankly, there is no pressure for women to be grateful, loyal, or supportive to their chosen

00:13:43.740 partners in life. In short, there's no reciprocity. And when women do work, it's no longer supplementary 1.00

00:13:49.660 to the husband's job or focused on making ends meet for the family. It is obnoxious girl bossing 1.00

00:13:56.180 in direct competition, two men in the job market, and it serves to suppress the growth of everybody's

00:14:02.900 wages. Two people now need to work full-time jobs to buy the same stuff that one person

00:14:08.440 could have bought 50 years ago. Thanks to second and third wave feminism, we've got an aging 1.00

00:14:15.400 population shrinking wages and good luck buying a house. In short, feminism has given us a world 1.00

00:14:21.780 that is by no means equal and one that not only cheats men out of their money but threatens to

00:14:28.060 destabilize the entire economy and degrade the average standard of living for both men and women. 0.98

00:14:33.280 The experiment has well and truly failed and who would have thought that abandoning the tired and 1.00

00:14:39.540 tested methods of countless millennia in favor of something a bunch of mentally ill left-wing 0.75

00:14:45.080 academics invented in the 1960s would be a bad idea. Even in the workplace many female jobs are 1.00

00:14:50.820 worthless and add little productivity and by correlation, the growth of the economy. Human

00:14:56.900 resources departments and DEI offers add nothing to productivity. And in many cases, it detracts

00:15:02.740 from it. And the list of such useless jobs just goes on and on and on. Corporations have created 0.56

00:15:08.560 entire disposable departments just to give women something to do. There's no better example of this 1.00

00:15:13.640 than Elon Musk's purchase of Twitter. Musk laid off 80% of the workforce, two thirds of which

00:15:19.740 were positions held by women. And what was the result? The website kept running. And within a

00:15:26.000 short space of time, Musk was able to introduce a handful of groundbreaking innovations from

00:15:32.040 community notes to XAI. In the distant past, women were largely kept out of the workforce because of 1.00

00:15:37.440 how brutal and physically demanding most jobs were. But it is true in a modern world of air

00:15:43.020 conditioned offices, a world that men gave us and continue to protect and pay for, there are plenty

00:15:48.120 of jobs that women can do. And one in a thousand women might turn out to be a Hillary Clinton 1.00

00:15:53.900 instead of a Nala Ray. So sure, there are plenty of modern jobs women can do. Whether they should 1.00

00:15:59.260 spend their twenties as a corporate branding specialist or an HR manager who adds little to

00:16:03.580 nothing to productivity or whether civilization has a greater need for them elsewhere. Men are 1.00

00:16:08.320 apparently going to wind up carrying women as a financial burden either way, just as they have 1.00

00:16:13.340 done for hundreds of thousands of years of history. But in a world where three generations

00:16:18.700 of women have been told they are gender traitors and essentially garbage if they choose family over 1.00

00:16:23.780 career, and where the birth rates are so low that they are next to dinosaur bones, it is possible 0.99

00:16:28.800 that what the world needs isn't girl bosses wasting away their 20s, but wives and mothers. 0.52

00:16:33.900 At least then, the fact that the men foot the bill for most of our stuff would at least be

00:16:38.840 halfway justified. But we are a very long way away from that sort of world if we haven't already lost

00:16:45.920 it forever. Thank you for watching and please subscribe to the Audacity Network. I'll catch you next time.

Pearl - January 06, 2026

Modern Women Are Literally Incapable of Saving Money

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