Pearl - January 06, 2026Modern Women Are Literally Incapable of Saving Money
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Summary
Feminists love to complain about how women are spending too much money, but the truth is, they're spending way more than they should. According to a new study, women control the vast majority of consumer spending in the United States, and they're doing it by being more careless and wasteful with their own private spending.
Transcript
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Let's go shopping with my boyfriend's credit card.
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My wife, she's kind of gotten out of control with her spending.
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She got a credit card this year, and she maxed it out at $6,000.
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I mean, I go home every day, and I look around,
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and I don't see anything besides clothes, I guess.
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Okay, I have a haul, and this is from the past last two days.
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so let's see what i got hey guys it turns out another feminist needs a study from a far left
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leaning university to tell her that water is wet sky is blue and a little while ago i tried to have
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a friendly conversation with a tiktok feminist but as feminists do it quickly devolved into her
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using the cheap tactic of asking for sources every second sentence i said right and again what's that
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but but debt is not a problem if you can pay it back what is the source i mean you're i'm sorry
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i'm just gonna say you're just gonna talk out of your ass and then when i give a study well
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oh they can just say anything she didn't care or even deny that the stat was true because she had
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no idea and she would look pretty silly if it turned out to be accurate instead she just fell
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back on the cheap tactic of asking for sources continually in the hopes that i had not memorized
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an entire encyclopedia prior to sitting down. And heaven help you if it's a stat you learned
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months ago or years ago. Bottom line, asking for citations mid-debate is amateur hour. If you know
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the subject, you either know that the stat is true or you don't. And you don't try to derail
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an entire debate by continually whining, citation needed, citation needed, citation needed,
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when a fact crosses your path that is inconvenient to your delusional feminist ideology. What are we,
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destiny? And in this case, the stat is completely true. Women do control the overwhelming majority
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of spending. In fact, when you boil down the numbers, it's quite a severe and chronic problem
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in our supposedly equal society. And it would be a lot easier to listen to modern women complain
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about how oppressed they are if they weren't out here spending all of their money, men's money,
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the government's money, everybody's money. Now, let's start with individual spending.
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According to BCG, the Boston Consulting Group, U.S. women control approximately 85% of consumer
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spending across the board. The entire private sector, despite being only 47% of the workforce
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and 50% of the total population. Let that sink in for a second. It's a result of women not only
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controlling men's purse strings in relationships, but also women being more careless and wasteful
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with their own private spending. One of the most common and ridiculous counter-arguments
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these feminists use to avoid the utter shame of such an imbalance is to say that most of the 85%
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of spending is somehow selfless. For instance, most of those purchases are for the entire family,
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like grocery shops, as if it were somehow a virtuous sacrifice and a major burden on women
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to prevent their own kids from starving to death. Also note that 85% figure includes tens of
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millions of women who are single, childless, or no longer have dependent children living in the
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house. Bottom line, we're not just talking about women who are selflessly taking time off from
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their busy schedules of posting garbage on TikTok to head down to the grocery store. We are talking
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about a manner of selfish, petty, and self-indulgent purchases. And there are a lot. According to
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Morgan Stanley, females control the overwhelming majority of spending on luxury goods and services,
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90% of designer brand clothing, 85% of high-end accessories and jewelry, and 80% of travel
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expenditures, and 70% of all dining out. And often the tiny share of purchases made by men in those
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categories are done to impress and to get women. Essentially, men buy nice clothes, wear nice
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watches, designer cologne, and pay for fine dining and vacations to get laid. If women did not exist,
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it is doubtful most men would even bother. Meanwhile, single women dine out and take
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random trips significantly more often than single men because women attach much more important to
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what this says about their social status in their friend group and on social media.
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and how can women afford it the truth is they can't while u.s credit card debt is roughly equal
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between the sexes a figure largely skewed by millions of wives putting their largest purchases
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on their husband's accounts it is women single and married who are 30 percent more likely to put
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off debts long term or just not pay them back at all that's why it always makes me laugh when
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someone brings up the stat that married men make more money on average like that's a good thing
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for them? In reality, men need to scramble to get more cash in order to satisfy their wife's
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spending habits. Essentially, if spending a man's money was an Olympic sport, women would come away
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with the gold every single time and then promptly try to figure out a way to spend it. Another
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example, according to Nielsen Consumer Insights, women are responsible for the purchase of a
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whopping 94% of home furnishings. This shouldn't come as a surprise to any man who has been
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introduced to a woman's pointless collection of 45 throw pillows and a $10,000 couch. Male
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furnishings are extremely utilitarian and cost-effective. Men buy what they need for
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domestic furnishings at a decent price and leave it at that. Women's homes are the exact opposite.
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Part of this might have to do with our nesting instinct, but that in itself doesn't explain the
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vast sums many women shell out. This is more to do with a woman trying to meet an arbitrary fashion
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standard she saw in a magazine once or again to signal her social status to others. Bottom line,
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a difference in male and female tastes would be fine if it weren't for the fact, like everything
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else, many of women's tastes come with a potentially life-ruining price tag. So it's kind of hilarious
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that U.S. women are disproportionately far-left, socialist, and anti-capitalist. Their spending is
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literally propping up the entire system that they consider to be so evil. Never mind the fact that
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they blame the rise of such a system on those awful white men. It's hypocrisy in its purest
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form. Moreover, with women's relentless spending, it's hardly a wonder that big business and
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government cater almost exclusively to their complaints and interests, whereas men's issues
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are ignored, while they are treated as a little more than walking wallets and cannon fodder.
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The whole thing makes a mockery of the wage gap. Anyone who is not willfully ignorant,
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left-wing political fanatic is probably already aware that respected economists exploded all that
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wage gap crap years ago. It isn't down to any sex-based discrimination for pay which would be
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illegal and has been for more than half a century. It's down to women working less hours, moving into
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careers with high job security in exchange for lower pay, and failure to negotiate appropriately
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with private sectors and employers. But even then, 89 cents on the dollar pales in comparison to
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controlling how 85% of the money in America is spent. Women not only spend their own money,
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they spend more than half of men's too. In short, in this enlightened age of female liberation and
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glorious equality, women work far less and spend far more than their fair share. As an aside,
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it's hardly surprising that men on average work longer hours and go into higher risk,
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higher stress professions. A man's job and income, after all, plays a role in how women perceive him
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and determine whether he'll get laid. Women don't have that pressure in the sexual marketplace.
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Men, on the other hand, don't really care what women do for work or how much money they bring
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in. Men simply just are not wired that way. And another thing, perhaps paying women less
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should not be illegal and we should just leave it to the market to sort out. An employer should
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not be forced to pay a woman the same if she's willing to do less work, work less hours, or she's
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ill-suited for the job. For instance, a 5'2", 100-pound policewoman earned the same wage as a
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6'2", 200-pound man, where the man is going to be more capable of handling himself in dangerous
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situations. Even as it is, the Equal Pay Act does not apply everywhere. Male models make far less
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on average than female models. NBA players make far more than the ladies in the WNBA,
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as they should because that's what the market dictates but surprise surprise the government
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is terrible at dealing rationally with the economy which brings us to the governmental level
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how much in total taxes do men pay versus women it's not a subject that feminists really like to
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bring up and western governments make it extraordinarily difficult to get clear and
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reliable numbers but thanks to the freedom of information request in the uk in 2014 we have a
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pretty good idea. That year, men paid 72% of all income taxes and women paid 28%. That's over two
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and a half times more, far outstripping any wage gap, which in the UK at the time stood at 90
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pence on the pound. That's pathetic when feminists tell us that they don't need men anymore. And
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nothing could be further from the truth. At the population level, Western men pay more in taxes
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than they get back from the government in social services while women profit far more from various
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governmental services than they pay into the system in the first place the conclusion was reached by
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four different economic studies carried out in the united states the uk the eu and new zealand
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between 2014 and 2024 in 2022 the imf concluded that in the united states men transfer at least
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$300 billion of their wealth to women via government services every single year. That's
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in addition to the money and the raw purchasing power men may hand over to women in their private
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lives. In 2023, the EU tax benefit redistribution study found that the heavy use women make of the
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government services not only shrinks the wage gap to nothing, it reverses it, with men making 90
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cents for every euro that women earn to be honest ladies it's really beginning to look like that
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women need men after all all these studies only looked at a limited range of social services
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explicitly devoted to women the biggest one being the dole paid out to single mothers surprise
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surprise these studies did not include expenditure more likely to be voted for by bleeding heart
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women like us aid climate change reforms gay pride events and drag queen story time subsidies and tax
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cuts for quote-unquote marginalized groups and government-funded positions programs and
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scholarships based on the sheer bigotry of diversity, equity, and inclusion. In other words,
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useless programs just wouldn't exist in any western country if the majority of women
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voted like the majority of men. In a way, it's hardly surprising that men should blow a ton
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of resources on women in both their private lives and on a national level. Men evolved to be this
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way. For all but 10,000 of the past 350,000 years, or 97% of the time humans have existed on the
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planet, we lived in hunter-gatherer communities. Men went out into the wild and risked their lives
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to hunt animals for food and warm animal fur for clothing. Women gathered wild vegetation,
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nuts, and berries closer to camp and spent the rest of the time looking after children and making
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the campsite livable. When the men came back, the women could cook the meat, which provides
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far more energy per pound than some edible leaves and whole grains and sew the pelts into clothing
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and shelter the men would provide and the women would receive and before anybody says that hunter
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gatherer model has been debunked no it's only been attacked in a series of propaganda by
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left-wing academics with a vested interest in discrediting the idea of natural gender rules
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the hunter gatherer model is supported by hundreds of written encounters with primitive peoples and
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modern-day observations of hunter-gatherer communities that still exist. At most, maybe
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one in a thousand tribal women will hunt instead of gather, and one in a thousand men in their prime
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will gather rather than hunt. Exceptions don't make the rule. Anyway, the role of men as providers
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and women as receivers largely remained the case in ancient societies. The vast bulk of men would
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engage in back-breaking labor on the farm or down in the mines, and the women would deal
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with the domicile, which was a much harder job in the era before vacuums and washing machines.
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And women worked outside of the home as 90% of the pre-modern population who were dirt poor
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often did. It was often supplementary to her husband's work to keep a peasant family from
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literally starving to death. It's only in modern times where things have radically and disastrously
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change. Men have maintained their role of paying for women's stuff, either individually or through
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taxation. While women are on a population level, failing their duties towards men, letting their
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side down as a group with catastrophic results. The fertility rate is in the toilet because women
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would rather be out girlbossing or slutting it up during their narrow biological window.
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in marriage, feminists have the nerve to suggest domestic labor should be equally shared when the
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financial burdens certainly aren't either on an individual basis or on a societal one. And quite
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frankly, there is no pressure for women to be grateful, loyal, or supportive to their chosen
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partners in life. In short, there's no reciprocity. And when women do work, it's no longer supplementary
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to the husband's job or focused on making ends meet for the family. It is obnoxious girl bossing
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in direct competition, two men in the job market, and it serves to suppress the growth of everybody's
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wages. Two people now need to work full-time jobs to buy the same stuff that one person
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could have bought 50 years ago. Thanks to second and third wave feminism, we've got an aging
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population shrinking wages and good luck buying a house. In short, feminism has given us a world
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that is by no means equal and one that not only cheats men out of their money but threatens to
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destabilize the entire economy and degrade the average standard of living for both men and women.
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The experiment has well and truly failed and who would have thought that abandoning the tired and
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tested methods of countless millennia in favor of something a bunch of mentally ill left-wing
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academics invented in the 1960s would be a bad idea. Even in the workplace many female jobs are
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worthless and add little productivity and by correlation, the growth of the economy. Human
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resources departments and DEI offers add nothing to productivity. And in many cases, it detracts
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from it. And the list of such useless jobs just goes on and on and on. Corporations have created
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entire disposable departments just to give women something to do. There's no better example of this
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than Elon Musk's purchase of Twitter. Musk laid off 80% of the workforce, two thirds of which
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were positions held by women. And what was the result? The website kept running. And within a
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short space of time, Musk was able to introduce a handful of groundbreaking innovations from
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community notes to XAI. In the distant past, women were largely kept out of the workforce because of
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how brutal and physically demanding most jobs were. But it is true in a modern world of air
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conditioned offices, a world that men gave us and continue to protect and pay for, there are plenty
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of jobs that women can do. And one in a thousand women might turn out to be a Hillary Clinton
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instead of a Nala Ray. So sure, there are plenty of modern jobs women can do. Whether they should
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spend their twenties as a corporate branding specialist or an HR manager who adds little to
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nothing to productivity or whether civilization has a greater need for them elsewhere. Men are
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apparently going to wind up carrying women as a financial burden either way, just as they have
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done for hundreds of thousands of years of history. But in a world where three generations
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of women have been told they are gender traitors and essentially garbage if they choose family over
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career, and where the birth rates are so low that they are next to dinosaur bones, it is possible
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that what the world needs isn't girl bosses wasting away their 20s, but wives and mothers.
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At least then, the fact that the men foot the bill for most of our stuff would at least be
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halfway justified. But we are a very long way away from that sort of world if we haven't already lost
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it forever. Thank you for watching and please subscribe to the Audacity Network. I'll catch you next time.