Joel Gilbert is an investigative journalist, a documentary filmmaker, and a musician. He is best known for his documentaries, including Dreams From My Real Father, Trump, and The Art of the Insult. But more recently, Joel has written a series of articles for the Gateway Pundit regarding New York Attorney General Letitia James.
00:01:04.300She's the one who said that no one is above the law.
00:01:08.180She's the one who charged President Donald Trump, claiming that he had overvalued his assets in order to obtain commercial loans, all of which got paid back on time, in which the lenders made $40 million in interest.
00:01:26.300In fact, every one of the lenders said they would do those transactions yet again.
00:01:30.800Letitia James used a law that has never been used in New York state history to prosecute anybody.
00:01:37.000But it turns out that the Attorney General is a bit of a hypocrite.
00:01:42.180Joel Gilbert, welcome to the Stone Zone.
00:01:47.080So, Joel, I'm going to throw this to you.
00:01:49.860Summarize for us what you have learned and what you have reported on, and most importantly, what you have documented regarding New York's Attorney General.
00:02:00.040Well, you had a great introduction there because Letitia James charged Trump with civil mortgage fraud on garbage charges.
00:02:09.340What I have detailed is actual criminal mortgage fraud by, I think, Letitia James herself.
00:02:15.620And I wrote a series of articles for the Gateway Pundit.
00:02:18.880In the first one, I looked at her history, entire history of taking mortgages out.
00:02:24.440The first one we find out, which is only 24 years old, she's out of college, she's got no job or probably a low-paying job, and she decides to buy an 800-square-foot townhome, and she's obviously not qualified.
00:02:41.420It's online on ACRIS, and it shows that she pretended that she was married to her father who had a real job, and she used his income balance sheet to try to qualify for this loan.
00:02:53.560It says it right on the mortgage document in three places, so it could not have been a typo.
00:02:59.820And, in fact, years later when they sold the property, they also sold it as husband and wife.
00:03:04.840So this, I think, is a clear case of mortgage fraud.
00:03:07.640It's illegal to misrepresent a relationship in order to qualify for a loan.
00:03:13.100And Ilhan Omar, of course, is known for marrying her brother to get an immigration advantage.
00:03:17.560I think Letitia James actually pretended to marry her father for a mortgage loan advantage, which was illegal.
00:03:27.500I think you have addressed those who say that this was just a typographical error.
00:03:33.480It's not – if it's three different places in the documents, and if the mortgage document says husband and wife, but the title to the property says correctly father and daughter, there's very little chance that this was a typographical error.
00:03:53.820Her father was quite old at that time.
00:03:55.520He actually died only three years later.
00:03:57.240So for the deed, they actually wrote father and daughter, but on the mortgage, to qualify for it, they said husband and wife.
00:04:06.240And, indeed, 15 years later when Letitia sold the property, she sold it as husband and wife, even though her father was deceased.
00:04:14.180Now, her second big mortgage snafu has to do with 296 Brooklyn – Lafayette Avenue in Brooklyn, where it's a four-story apartment building with five apartments in it.
00:04:25.920And that's pretty much become a crime scene, according to what I've discovered, because what she did is she took mortgages and refinances over 20 years, and she always falsely claimed that it only had four apartments in a five-apartment building.
00:04:40.480Now, the certificate of occupancy for this building is the official designation by the city of New York that says how many apartments you have.
00:04:50.4802001, Letitia buys the property as a five-unit building.
00:04:54.380It says so on the certificate of occupancy.
00:04:57.500So when she each time applies for a refinance saying that it's only four units, that's mortgage fraud.
00:05:04.280The biggest fraud was a HAMP loan she took out from the U.S. government under the TARP program.
00:05:10.040She was paying about 10% for her adjustable-rate mortgage, and she decided, hey, I'd like to refinance on the back of the American taxpayer and get this government loan at only 2.7%.
00:05:22.280Now, to do that, the HAMP loan is not even available for anybody with five units or more.
00:05:30.220So she once again lies and says it's only four-unit building, even though it's clearly five.
00:05:35.520She also lies saying that she has a financial hardship.
00:05:38.640You had to have a financial hardship to get this government loan.
00:05:41.700But she's making $14,000 a month from her city council salary and from her rentals.
00:05:47.720So that's a second criminal lie in a mortgage.
00:05:53.240And Letitia made it very clear that no one is above the law, and therefore her HAMP loan by itself,
00:06:00.240which has now been referred to the Department of Justice by Bill Pulte,
00:06:04.800because of the fact that she lied on this loan to get a 2.7% loan.
00:06:09.980So there's many mortgage crimes that are coming out about this property.
00:06:16.560Now, in addition, I've got another article coming out on the Gateway Pundit tomorrow,
00:06:21.900and the title is, Is Letitia James a Slumlord?
00:06:26.320Because when you look on the New York Department of Buildings website,
00:06:31.060she's got four of the units are infested with bed bugs.
00:06:34.260That means every one of her tenants, because she lives in the building.
00:06:37.160So she lives in one unit, and all four of her tenants have bed bugs.
00:06:41.500Obviously, Letitia wasn't going to make a report about her own unit.
00:06:45.920She's got two units with peeling paint all over the place.
00:06:49.600She's got 17 complaints in the last 20 months.
00:06:52.620So it's also the hypocrisy, again, is stunning,
00:06:57.880because she has built her political brand on this commitment to tenant advocacy and housing justice.
00:07:04.920But Letitia herself really is operating her building as a slumlord.
00:18:34.420And I think we need to keep our eye on her for 2028 because she is definitely the most popular, beloved Democrat.
00:18:42.180She anything she does, she gets tons of attention.
00:18:44.760She just started a new podcast, even though it's incredibly boring with her brother.
00:18:50.040She still commands a tremendous amount of attention.
00:18:52.260So I think we were right when we predicted Biden would be knocked out.
00:18:56.880And I think there was a little bit of an outmaneuvering that went on that prevented Michelle from getting the nomination.
00:19:04.040But I definitely would keep my eye on her for 2028.
00:19:06.820Yeah, it's also true that House Speaker Nancy Pelosi was maneuvering furiously for an open convention.
00:19:17.980I'd point out that most people don't realize that 70 percent of the delegates to that convention were people of color, either African-Americans or Hispanics,
00:19:26.460and that three major union leaders controlled two-thirds of the delegates to the convention.
00:19:33.260So the convention was not an accurate reflection of the makeup of America.
00:19:38.420All that had to happen is any one delegate could have stood up and said, I nominate Michelle Obama for president.
00:19:45.380Once it was seconded, I think that motion would have carried and we would not have been subjected to the disastrous candidacy of Kamala Harris.