Valuetainment - September 22, 2026


＂I Don't Subscribe to Fear Porn＂ - PBD Refuses to Believe America's Best Days Are Over

Hosted by
Patrick Bet-David
Mentioned
Jeff Snyder Will Witt Mary Lou Retton Cal Ripken Jr. Chris Carter Thomas Massey Monty Holm Johnson Melva Brown Mani Adam Pima
＂Inflation Is Still Winning＂ - The Fed Raises Rates for the First Time Since 2023

Episode Stats


Length

14 minutes

Words per minute

227.55

Word count

3,320

Sentence count

246

Harmful content

Misogyny

5

sentences flagged

Toxicity

34

sentences flagged

Hate speech

5

sentences flagged


Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Toxicity classifications generated with s-nlp/roberta_toxicity_classifier .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.140 I've gone to churches where the main thing the pastor wanted to talk about is the end of times is here.
00:00:06.860 The end of times is here. The end of times is here.
00:00:11.080 You're going to hell. The end of times is here. The end of times is here. 0.77
00:00:15.140 I got it. I understand. I've read Revelation.
00:00:18.800 The end of times, oh no, but it's right now.
00:00:21.260 It's reminding of what happened in the city of Corinth and watch what happened in Las Vegas and OnlyFans and Sophie Reign and all.
00:00:28.320 I got it.
00:00:28.980 I understand.
00:00:30.020 Tinder, totally get it.
00:00:31.200 All right, so what do I do if it's the end of times this year?
00:00:33.700 Do I just go to that pastor and say, that's why I don't work that hard.
00:00:36.000 I'm just going to sit around and not do anything because the end of times this year.
00:00:38.540 The end of times this year.
00:00:39.460 That message doesn't create urgency in a way of going out there and fixing things.
00:00:42.780 I'm sorry I don't relate to that.
00:00:44.180 And I've been in a lot of these meetings.
00:00:46.020 I was in a meeting one time where a man named Monty Holm told me, Mormon man,
00:00:49.240 very successful financially, phenomenal guy, good family guy.
00:00:53.260 He says, Patrick, don't go into the – I just got promoted to a position of CEO.
00:00:56.640 He says, I don't want you to go into this meeting.
00:00:59.220 He said, why do you not want me to go into this meeting?
00:01:00.940 He says, Pat, I want you to host a meeting.
00:01:02.840 I brought up, who was the guy, Chris Gardner from, what was the movie, Pursuit of Happiness?
00:01:06.720 Pursuit of Happiness, yeah.
00:01:07.480 About Mary Lou Retton up.
00:01:08.980 She's like right here, and I look like it's my daughter, but it's like it's Mary Lou Retton.
00:01:13.840 And then after hosting this meeting, Cal Ripken Jr. was speaking about, you know, consistency and not giving up.
00:01:19.340 And then I'm going into the CEO session.
00:01:20.980 This is Patrick.
00:01:21.380 I'm telling you, he writes me a letter, don't go into this meeting.
00:01:24.540 So the more he says, don't go into this meeting, guess what I want to do?
00:01:27.360 Go to the meeting.
00:01:28.080 There's 56 people, something like that in the meeting.
00:01:30.560 I said, can you just tell me why you don't want me to go into this meeting?
00:01:33.180 He says, Pat, you're on fire.
00:01:35.900 Your attitude is so positive.
00:01:37.900 You're going to have big things that's happening to you. 0.83
00:01:40.740 These people, 90% of them, all they do is bitch and complain how hard the business is today. 0.70
00:01:46.140 Don't go into this meeting. 0.99
00:01:47.940 What do I do?
00:01:49.040 I go into this meeting.
00:01:50.600 And guess what?
00:01:51.080 I sit there and hear.
00:01:52.220 All the men I respected and admired, guess what they did for three straight hours? 1.00
00:01:57.140 Bitch and complain? 0.99
00:01:58.080 These are people that have been in the insurance business for 25, 30 years, 20 years. 0.99
00:02:01.540 And I've only been in the business for five years.
00:02:03.560 All they're doing is bitching and whining because 2008 is the worst time to sell insurance,
00:02:09.080 is the worst time to be in the stock market.
00:02:11.100 Do you know my business?
00:02:12.280 My business, Oblivious PBD, who doesn't have an MBA and all these other guys are the brilliant guys.
00:02:17.140 From 2002 to the day I sold the business, we never had a down year, ever.
00:02:23.400 Every year we grew.
00:02:24.420 What do you want me to tell you?
00:02:25.960 What do we go through from 2002 to 2000?
00:02:28.060 And when do we sell the business, Tom?
00:02:29.980 2022 we sold the business.
00:02:31.620 We went through COVID.
00:02:32.740 We went through 08 market crash. 1.00
00:02:34.320 We went through bullshit, bullshit. 1.00
00:02:35.960 Every freaking, you know our numbers, we grew every year. 1.00
00:02:39.780 And I'm not a brain scientist, you know, school. 0.53
00:02:43.160 No, we just grew.
00:02:44.840 But Monty had a very good point.
00:02:46.640 when he said, if you go in a meeting like this and you're around other people who are no longer
00:02:51.820 excited about the future, they're going to rub off on you and you have to fight it off.
00:02:56.860 Whether you know, and I went in and I came, I said, Mani, I understand your point already,
00:03:00.780 what you were saying. I fully got it. I'm not those guys. I don't relate to those guys. So for
00:03:05.280 me, whether you agree with what I'm saying or not and all this other stuff, and you want to be a
00:03:09.000 pastor that says the end of the world is coming. Great. Don't go do anything about your life. Just
00:03:13.100 sit home and go collect coupons and
00:03:15.040 what do you call it? Clipping coupons and take your
00:03:17.040 cash that you got from the government and find a way to get
00:03:19.020 a regular job and don't give your best.
00:03:21.100 Don't read any business books. Don't go pick
00:03:23.100 up any new material. This guy
00:03:25.040 didn't become successful because he sits around and works his
00:03:27.060 ass off. I think one thing we have to
00:03:29.120 do as individuals and leaders in a time
00:03:31.100 like this is we can openly 1.00
00:03:32.880 talk about the shit that is hitting the fan. 1.00
00:03:35.440 We can't criticize the president 1.00
00:03:36.940 and I do. $5,000 to win
00:03:38.960 a vote? Horrible idea.
00:03:40.880 Horrible idea to win the votes.
00:03:43.020 Affordability, it's not a real thing.
00:03:44.300 It's a hoax.
00:03:44.800 It's a real thing.
00:03:45.640 They're going through it.
00:03:46.760 Yo, it's not AI?
00:03:48.240 Oh, no, it's not AI.
00:03:49.600 No, we should look into it and see and get these guys to come in and educate us.
00:03:53.060 We don't have all the answers.
00:03:54.580 You can be a billionaire and still know nothing about a different industry.
00:03:57.740 I can be a 47-year-old successful financial guy,
00:04:00.320 and I want to listen to Will because I want to know what 30-year-olds are thinking about right now.
00:04:03.520 I really do.
00:04:03.960 I want to know what he's going through.
00:04:05.140 I want to learn from him.
00:04:05.880 I can learn from a 9-year-old kid that's been playing the piano for five years.
00:04:09.020 He can teach me piano.
00:04:10.080 I don't know nothing about piano and how to play it.
00:04:11.760 I just don't like to listen to it.
00:04:13.240 So I think that's the mistake and the blind spot that we have in the White House right now
00:04:16.600 where we're kind of like, you know, when you have success, you kind of feel like you are, you know,
00:04:20.980 everything is going, you have to listen to everybody.
00:04:23.100 But at the same time, if there's one thing I flippant respect about this guy that's working at the White House
00:04:30.880 is the level of optimism he has, whether he's right or wrong.
00:04:37.280 Everybody can learn from that.
00:04:39.120 The guy's 80 years old, working harder than anybody else, answering questions 24-7 to people that are bitching and whining at him.
00:04:45.380 And he takes all the calls.
00:04:47.080 I'm trying to get a hold of the president to give an idea to him on how to help out with affordability.
00:04:50.660 You know how quickly she got back to me?
00:04:52.440 She said, the president's scheduled a call with you.
00:04:54.060 Can you get on a call with us?
00:04:55.200 I got a call scheduled right after the saying, hey, we got to do something with affordability.
00:04:58.120 I'm trying to impose my ideas.
00:04:59.780 Whether they do or not, I don't know.
00:05:01.320 But I don't relate to this, you know, and here's what went wrong.
00:05:05.580 And here's what went, yeah, okay, then what?
00:05:08.140 Then what?
00:05:08.720 What can I do to fix it?
00:05:10.220 Give me that.
00:05:10.880 If I lose 90% the audience because you don't relate to this message,
00:05:15.000 I'll do this show by myself and listen to my own self.
00:05:18.040 I'm not changing this message.
00:05:19.900 And I don't think Americans, we need to go subscribe to the fear porn nonstop,
00:05:24.360 have the difference.
00:05:25.020 I want to know why Thomas Massey wants to get Hexer to resign.
00:05:28.040 Why?
00:05:28.260 Give me the motive.
00:05:28.860 What's your motive?
00:05:29.320 I want to know why Speaker Johnson wants to shut down.
00:05:31.320 Let's learn and talk to each other.
00:05:32.800 Why do you want to do this stuff?
00:05:34.240 But if we lose the optimism and we lose that enthusiasm
00:05:37.580 and we lose the fact that we believe this is the greatest country in the world, 0.99
00:05:40.940 holy shit, horrible times are around the corner. 1.00
00:05:43.560 Holy shit, I'm not going to do that. 1.00
00:05:46.100 I'm not going to do that. 0.99
00:05:46.860 I'm not going to subscribe to that camp.
00:05:48.060 And I think we need to a little bit go back to the, 0.93
00:05:51.120 here's the five things that are going on that I fully disagree with that's shitty, 0.70
00:05:55.420 but these are my three solutions. 0.89
00:05:57.620 Here's what's a horrible thing in our brains collectively.
00:06:01.700 You're brilliant.
00:06:03.020 You're brilliant.
00:06:04.160 You're brilliant.
00:06:04.700 We're sitting here with, I'll skip on Adam, but I'm just saying like,
00:06:07.040 You say I'm cool, baby.
00:06:10.800 I think I'm a regular guy that's just curious.
00:06:13.120 At 1.8 GPA, man.
00:06:14.400 Just so you know, I don't even put myself in a brilliant category.
00:06:16.920 I put myself in a category of I'm curious, I want to learn,
00:06:20.000 I want to talk to everybody and see what can we do to make this thing
00:06:22.800 the greatest country in the world, period.
00:06:25.400 I think that's kind of what we need to go to.
00:06:27.400 You know, you see churches that congregations decline 0.99
00:06:29.540 and all they do is bitch and whine. 0.98
00:06:31.820 And then you see churches that are growing, 0.99
00:06:33.680 pastors saying, hey, no matter what happens,
00:06:36.000 you're going to see her father. You're going to see her late mom.
00:06:38.160 You're going to see her family. We've got a place that's waiting
00:06:40.100 for us. I think a little bit
00:06:41.920 we are a little bit subscribing too much to
00:06:44.080 fear porn. And listen,
00:06:46.160 I'm sorry about the rant I went on right now, but
00:06:48.160 I think we need a little bit of that in our house
00:06:50.140 so when we're going to dinner with the kids and the wife and the family.
00:06:52.240 I just want to salute the rant, Pat. I think it's a little too
00:06:54.140 much. It's a little too much.
00:06:55.440 This discussion isn't about giving up.
00:06:58.100 This discussion is about being honest. Thank you.
00:07:00.260 I don't mind being honest. No, the honest
00:07:01.960 discussion is when Will says 0.99
00:07:03.880 it sucks. Not to look at him and say, 0.98
00:07:05.860 you're just a lazy piece of shit no one's saying that though they are no they're not lots of people 0.99
00:07:10.620 but i don't but you don't work hard no but you don't work by the way jeff i will tell you part 1.00
00:07:15.620 of them are also right sure so he even said it he says there are people that are also right so
00:07:20.360 so this thing to be like we're a hundred percent right on everything we're oblivious if we think
00:07:25.600 that when when my you know when my kids like i have a credit score for people who complain
00:07:32.220 You know what my credit score is with people that complain?
00:07:34.460 Here's how it works.
00:07:36.080 Tom has a high credit score.
00:07:37.980 If Tom complains, I'm listening of something that's going on in the company.
00:07:42.660 My wife, she's not a complainer, but if she tells me something's going on in the family, guess what?
00:07:47.660 I'm listening.
00:07:48.880 Melva, my nanny, if she comes and says, hey, Daddy, I don't want to say this,
00:07:52.360 but this person disrespects me a lot, and I don't want to start a fight,
00:07:56.220 I just think they look at me as a nanny, and I think I'm more than a nanny to you.
00:08:00.100 I've been with you for 20 years.
00:08:01.080 I said, who's talked to you like that?
00:08:02.440 This.
00:08:02.920 She never, I'll go talk to that person and confront her and say, I said, listen, if you 0.77
00:08:06.200 talk to her again, like she works for you, you're going to have a problem with me. 0.96
00:08:09.740 This is not just a nanny to us. 1.00
00:08:10.920 This is a blood to me on what she's been with me for 20 years.
00:08:13.540 So I watch who's complaining and I watch who's, and to be honest with you, there are people
00:08:18.020 that are just complainers, but then there are people like him.
00:08:21.000 He's working.
00:08:21.800 He's doing his thing.
00:08:22.540 I want to listen.
00:08:23.480 I want to know what he has to say, but we have to know there is also both sides of the
00:08:26.800 extreme side of the story that we got to give a little bit credibility.
00:08:29.880 All I'm saying is this.
00:08:31.300 If I got a brain like Jeff Snyder, I want to see the solutions you're suggesting.
00:08:35.860 That's what I want to hear.
00:08:37.360 I want to use a guy like your brain to come back and say, Pat, last time, remember when you said this?
00:08:42.160 Let me tell you what five solutions I got.
00:08:43.860 I'm looking forward to that podcast.
00:08:45.940 I want to hear that.
00:08:46.920 I think all of us needs to be challenged a little bit to think that way.
00:08:50.680 This may not be a popular thing, but I think this mindset was popular 2,000 years ago.
00:08:54.920 I think this mindset was popular 1,000 years ago, and I think it's popular today.
00:08:57.940 and the only difference is there's more noise today than ever before because we all have podcasts we
00:09:04.280 all have a show and we all are talking and we all are tweeting and we all are saying stuff and oh my
00:09:07.800 god let me see what that person said i'll give you the final thoughts and we'll go to the next i mean
00:09:10.860 you can work hard and make something of yourself of course that's there but there are also more
00:09:14.460 hurdles at the same time so it feels like you know kind of everyone's right when i had my business
00:09:17.780 it was called pure basics collective it was uh kind of like amazon or etsy but for super healthy
00:09:22.500 products you know i became a certified health coach and i was reviewing all this stuff you know
00:09:26.040 think of like raw milk and tallow on the face, all this stuff.
00:09:28.740 And so we'd bring in these people who are small businesses.
00:09:30.840 They would all sell it on the site.
00:09:32.320 And like one of the things that we had to do, you know,
00:09:34.500 the site is we're no longer active, unfortunately.
00:09:36.520 But like one thing, just an example, like when you're doing your website,
00:09:39.300 you have to make it ADA compliant, right?
00:09:41.580 If you don't have your site ADA compliant, then, you know,
00:09:44.380 shark lawyers will come in and check out people's sites and then, you know,
00:09:47.400 do cases against you and all this stuff. 0.84
00:09:48.760 And it's like, why do I have to do that?
00:09:50.880 Why do I have to make my site ADA compliant?
00:09:52.680 By the way, but I don't even – I want to challenge you on that, buddy.
00:09:56.420 I mean, I went into – it started an insurance company right after 2008
00:10:01.340 where compliance regulation was freaking skyrocketing.
00:10:03.800 No, I'm not saying it's not possible.
00:10:05.580 No, all I'm trying to say to you, if I'm playing a role of an uncle
00:10:09.540 or a father figure or an older brother to you,
00:10:12.180 I don't even want my son to talk that way.
00:10:14.760 My son, one week all the kids in the house were sick before the vault.
00:10:19.040 He was a starting lineup on the team.
00:10:21.260 Then the next week, he's at the vault for one week,
00:10:23.860 so he doesn't go to practice.
00:10:25.200 Next week at a game, he gets a knee injury.
00:10:27.260 The coach pulled him.
00:10:28.020 He only played two quarters instead of the four.
00:10:29.720 They're doing quarters right now in soccer.
00:10:31.440 It used to be two halves, but he's playing 11 v. 11.
00:10:34.500 Well, you know what?
00:10:35.180 It's not fair.
00:10:35.660 I'm not playing.
00:10:36.180 No, I would take you out if I was your coach.
00:10:38.600 This is hard.
00:10:40.460 But as hard as it is, Will,
00:10:43.140 you think you would have been famous 20 years ago,
00:10:45.280 as famous as you are right now?
00:10:46.560 You think the world's going to know who I am 20 years ago?
00:10:48.560 Who the hell am I 20 years ago?
00:10:49.660 I'm just an insurance guy.
00:10:50.660 Look who we are right now.
00:10:52.820 We got right now in a room, just so you know, 16,000 people are sitting in the bathroom stall or their car or their work,
00:11:00.420 acting like they're working, and they're listening to us, agreeing, disagreeing with us.
00:11:04.920 20 years ago, nobody has a clue who I am.
00:11:07.140 So what would I do 20 years ago?
00:11:08.860 I got to get a WME agent.
00:11:10.100 Who the hell is getting a WME agent with this guy, CAA?
00:11:12.640 Who?
00:11:13.040 What am I doing?
00:11:13.500 I'm working at Fox.
00:11:14.220 I'm working at CNN.
00:11:14.860 Who signs this guy? 0.99
00:11:15.620 I got to go to Columbia, whatever the university is, or go to Brown or one of these bullshit, 0.97
00:11:21.000 you know, what are the big journalist schools out there? 0.99
00:11:23.660 I got to go to those schools for me to barely get a job and go kiss everybody's ass to make 0.97
00:11:27.520 my way up to getting a job at Fox or CNN or CBS. 0.99
00:11:29.960 You kidding me?
00:11:32.960 The world now knows who Will Witt is. 0.67
00:11:36.020 We are living in a ridiculous time.
00:11:40.000 And if I have to exchange the regulation, go back 100 years ago.
00:11:43.120 A hundred years ago, AC, TV, radio, this is the greatest time ever.
00:11:51.200 But we have challenges.
00:11:52.920 That's what I'm saying.
00:11:54.000 I'm agreeing with you.
00:11:54.660 That's okay.
00:11:55.340 But all I'm saying is the regulation stuff, every industry has got regulation stuff they're dealing with.
00:11:59.220 Trust me.
00:11:59.620 It's not in every industry.
00:12:01.160 We've got to find a way to rise above it.
00:12:03.020 Leaders, we need to be leaders, and we need to rise above it.
00:12:05.800 And this message, trust me, I didn't make any new friends today.
00:12:09.280 I'm telling you, I didn't make any new friends today.
00:12:10.780 People are pissed off at me saying, you don't understand what people are going through.
00:12:13.960 I feel like we're good friends now.
00:12:15.400 Oh, no.
00:12:17.380 Jeff, but my challenge to you, Jeff, is you have a brain that needs to be used to come up with solutions and share that with us.
00:12:25.600 Every time you come here, I look forward to hearing from you because I really respect the brain of yours.
00:12:30.380 But I want you to think about bigger solutions.
00:12:32.920 I want you to think about if you're in the room and the president's listening to you, what would you advise him to do?
00:12:37.020 That's the challenge.
00:12:37.680 That's all it is.
00:12:38.500 It's nothing more, nothing less.
00:12:39.420 That's why you're here, because the world needs people like you.
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