Valuetainment - September 22, 2026


＂I Don't Subscribe to Fear Porn＂ - PBD Refuses to Believe America's Best Days Are Over

Hosted by
Patrick Bet-David
Mentioned
Jeff Snyder Will Witt Mary Lou Retton Cal Ripken Jr. Chris Carter Thomas Massey Monty Holm Johnson Melva Brown Mani Adam Pima
＂Inflation Is Still Winning＂ - The Fed Raises Rates for the First Time Since 2023 Putin Is Preparing to Escalate the War

Episode Stats


Length

14 minutes

Words per minute

227.55

Word count

3,320

Sentence count

284

Harmful content

Misogyny

5

sentences flagged

Toxicity

34

sentences flagged

Hate speech

5

sentences flagged


Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Toxicity classifications generated with s-nlp/roberta_toxicity_classifier .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
Hosts, guests, and mentioned names generated with spaCy (en_core_web_sm), reconciled against Wikidata.
00:00:00.140 I've gone to churches where the main thing the pastor wanted to talk about is the end of times is here.
00:00:06.860 The end of times is here. The end of times is here.
00:00:11.080 You're going to hell. The end of times is here. The end of times is here. 0.77
00:00:15.140 I got it. I understand. I've read Revelation.
00:00:18.800 The end of times, oh no, but it's right now.
00:00:21.260 It's reminding of what happened in the city of Corinth and watch what happened in Las Vegas and OnlyFans and Sophie Reign and all.
00:00:28.320 I got it.
00:00:28.980 I understand.
00:00:30.020 Tinder, totally get it.
00:00:31.200 All right, so what do I do if it's the end of times this year?
00:00:33.700 Do I just go to that pastor and say, that's why I don't work that hard.
00:00:36.000 I'm just going to sit around and not do anything because the end of times this year.
00:00:38.540 The end of times this year.
00:00:39.460 That message doesn't create urgency in a way of going out there and fixing things.
00:00:42.780 I'm sorry I don't relate to that.
00:00:44.180 And I've been in a lot of these meetings.
00:00:46.020 I was in a meeting one time where a man named Monty Holm told me, Mormon man,
00:00:49.240 very successful financially, phenomenal guy, good family guy.
00:00:53.260 He says, Patrick, don't go into the – I just got promoted to a position of CEO.
00:00:56.640 He says, I don't want you to go into this meeting.
00:00:59.220 He said, why do you not want me to go into this meeting?
00:01:00.940 He says, Pat, I want you to host a meeting.
00:01:02.840 I brought up, who was the guy, Chris Gardner from, what was the movie, Pursuit of Happiness?
00:01:06.720 Pursuit of Happiness, yeah.
00:01:07.480 About Mary Lou Retton up.
00:01:08.980 She's like right here, and I look like it's my daughter, but it's like it's Mary Lou Retton.
00:01:13.840 And then after hosting this meeting, Cal Ripken Jr. was speaking about, you know, consistency and not giving up.
00:01:19.340 And then I'm going into the CEO session.
00:01:20.980 This is Patrick.
00:01:21.380 I'm telling you, he writes me a letter, don't go into this meeting.
00:01:24.540 So the more he says, don't go into this meeting, guess what I want to do?
00:01:27.360 Go to the meeting.
00:01:28.080 There's 56 people, something like that in the meeting.
00:01:30.560 I said, can you just tell me why you don't want me to go into this meeting?
00:01:33.180 He says, Pat, you're on fire.
00:01:35.900 Your attitude is so positive.
00:01:37.900 You're going to have big things that's happening to you. 0.83
00:01:40.740 These people, 90% of them, all they do is bitch and complain how hard the business is today. 0.70
00:01:46.140 Don't go into this meeting. 0.99
00:01:47.940 What do I do?
00:01:49.040 I go into this meeting.
00:01:50.600 And guess what?
00:01:51.080 I sit there and hear.
00:01:52.220 All the men I respected and admired, guess what they did for three straight hours? 1.00
00:01:57.140 Bitch and complain? 0.99
00:01:58.080 These are people that have been in the insurance business for 25, 30 years, 20 years. 0.99
00:02:01.540 And I've only been in the business for five years.
00:02:03.560 All they're doing is bitching and whining because 2008 is the worst time to sell insurance,
00:02:09.080 is the worst time to be in the stock market.
00:02:11.100 Do you know my business?
00:02:12.280 My business, Oblivious PBD, who doesn't have an MBA and all these other guys are the brilliant guys.
00:02:17.140 From 2002 to the day I sold the business, we never had a down year, ever.
00:02:23.400 Every year we grew.
00:02:24.420 What do you want me to tell you?
00:02:25.960 What do we go through from 2002 to 2000?
00:02:28.060 And when do we sell the business, Tom?
00:02:29.980 2022 we sold the business.
00:02:31.620 We went through COVID.
00:02:32.740 We went through 08 market crash. 1.00
00:02:34.320 We went through bullshit, bullshit. 1.00
00:02:35.960 Every freaking, you know our numbers, we grew every year. 1.00
00:02:39.780 And I'm not a brain scientist, you know, school. 0.53
00:02:43.160 No, we just grew.
00:02:44.840 But Monty had a very good point.
00:02:46.640 when he said, if you go in a meeting like this and you're around other people who are no longer
00:02:51.820 excited about the future, they're going to rub off on you and you have to fight it off.
00:02:56.860 Whether you know, and I went in and I came, I said, Mani, I understand your point already,
00:03:00.780 what you were saying. I fully got it. I'm not those guys. I don't relate to those guys. So for
00:03:05.280 me, whether you agree with what I'm saying or not and all this other stuff, and you want to be a
00:03:09.000 pastor that says the end of the world is coming. Great. Don't go do anything about your life. Just
00:03:13.100 sit home and go collect coupons and
00:03:15.040 what do you call it? Clipping coupons and take your
00:03:17.040 cash that you got from the government and find a way to get
00:03:19.020 a regular job and don't give your best.
00:03:21.100 Don't read any business books. Don't go pick
00:03:23.100 up any new material. This guy
00:03:25.040 didn't become successful because he sits around and works his
00:03:27.060 ass off. I think one thing we have to
00:03:29.120 do as individuals and leaders in a time
00:03:31.100 like this is we can openly 1.00
00:03:32.880 talk about the shit that is hitting the fan. 1.00
00:03:35.440 We can't criticize the president 1.00
00:03:36.940 and I do. $5,000 to win
00:03:38.960 a vote? Horrible idea.
00:03:40.880 Horrible idea to win the votes.
00:03:43.020 Affordability, it's not a real thing.
00:03:44.300 It's a hoax.
00:03:44.800 It's a real thing.
00:03:45.640 They're going through it.
00:03:46.760 Yo, it's not AI?
00:03:48.240 Oh, no, it's not AI.
00:03:49.600 No, we should look into it and see and get these guys to come in and educate us.
00:03:53.060 We don't have all the answers.
00:03:54.580 You can be a billionaire and still know nothing about a different industry.
00:03:57.740 I can be a 47-year-old successful financial guy,
00:04:00.320 and I want to listen to Will because I want to know what 30-year-olds are thinking about right now.
00:04:03.520 I really do.
00:04:03.960 I want to know what he's going through.
00:04:05.140 I want to learn from him.
00:04:05.880 I can learn from a 9-year-old kid that's been playing the piano for five years.
00:04:09.020 He can teach me piano.
00:04:10.080 I don't know nothing about piano and how to play it.
00:04:11.760 I just don't like to listen to it.
00:04:13.240 So I think that's the mistake and the blind spot that we have in the White House right now
00:04:16.600 where we're kind of like, you know, when you have success, you kind of feel like you are, you know,
00:04:20.980 everything is going, you have to listen to everybody.
00:04:23.100 But at the same time, if there's one thing I flippant respect about this guy that's working at the White House
00:04:30.880 is the level of optimism he has, whether he's right or wrong.
00:04:37.280 Everybody can learn from that.
00:04:39.120 The guy's 80 years old, working harder than anybody else, answering questions 24-7 to people that are bitching and whining at him.
00:04:45.380 And he takes all the calls.
00:04:47.080 I'm trying to get a hold of the president to give an idea to him on how to help out with affordability.
00:04:50.660 You know how quickly she got back to me?
00:04:52.440 She said, the president's scheduled a call with you.
00:04:54.060 Can you get on a call with us?
00:04:55.200 I got a call scheduled right after the saying, hey, we got to do something with affordability.
00:04:58.120 I'm trying to impose my ideas.
00:04:59.780 Whether they do or not, I don't know.
00:05:01.320 But I don't relate to this, you know, and here's what went wrong.
00:05:05.580 And here's what went, yeah, okay, then what?
00:05:08.140 Then what?
00:05:08.720 What can I do to fix it?
00:05:10.220 Give me that.
00:05:10.880 If I lose 90% the audience because you don't relate to this message,
00:05:15.000 I'll do this show by myself and listen to my own self.
00:05:18.040 I'm not changing this message.
00:05:19.900 And I don't think Americans, we need to go subscribe to the fear porn nonstop,
00:05:24.360 have the difference.
00:05:25.020 I want to know why Thomas Massey wants to get Hexer to resign.
00:05:28.040 Why?
00:05:28.260 Give me the motive.
00:05:28.860 What's your motive?
00:05:29.320 I want to know why Speaker Johnson wants to shut down.
00:05:31.320 Let's learn and talk to each other.
00:05:32.800 Why do you want to do this stuff?
00:05:34.240 But if we lose the optimism and we lose that enthusiasm
00:05:37.580 and we lose the fact that we believe this is the greatest country in the world, 0.99
00:05:40.940 holy shit, horrible times are around the corner. 1.00
00:05:43.560 Holy shit, I'm not going to do that. 1.00
00:05:46.100 I'm not going to do that. 0.99
00:05:46.860 I'm not going to subscribe to that camp.
00:05:48.060 And I think we need to a little bit go back to the, 0.93
00:05:51.120 here's the five things that are going on that I fully disagree with that's shitty, 0.70
00:05:55.420 but these are my three solutions. 0.89
00:05:57.620 Here's what's a horrible thing in our brains collectively.
00:06:01.700 You're brilliant.
00:06:03.020 You're brilliant.
00:06:04.160 You're brilliant.
00:06:04.700 We're sitting here with, I'll skip on Adam, but I'm just saying like,
00:06:07.040 You say I'm cool, baby.
00:06:10.800 I think I'm a regular guy that's just curious.
00:06:13.120 At 1.8 GPA, man.
00:06:14.400 Just so you know, I don't even put myself in a brilliant category.
00:06:16.920 I put myself in a category of I'm curious, I want to learn,
00:06:20.000 I want to talk to everybody and see what can we do to make this thing
00:06:22.800 the greatest country in the world, period.
00:06:25.400 I think that's kind of what we need to go to.
00:06:27.400 You know, you see churches that congregations decline 0.99
00:06:29.540 and all they do is bitch and whine. 0.98
00:06:31.820 And then you see churches that are growing, 0.99
00:06:33.680 pastors saying, hey, no matter what happens,
00:06:36.000 you're going to see her father. You're going to see her late mom.
00:06:38.160 You're going to see her family. We've got a place that's waiting
00:06:40.100 for us. I think a little bit
00:06:41.920 we are a little bit subscribing too much to
00:06:44.080 fear porn. And listen,
00:06:46.160 I'm sorry about the rant I went on right now, but
00:06:48.160 I think we need a little bit of that in our house
00:06:50.140 so when we're going to dinner with the kids and the wife and the family.
00:06:52.240 I just want to salute the rant, Pat. I think it's a little too
00:06:54.140 much. It's a little too much.
00:06:55.440 This discussion isn't about giving up.
00:06:58.100 This discussion is about being honest. Thank you.
00:07:00.260 I don't mind being honest. No, the honest
00:07:01.960 discussion is when Will says 0.99
00:07:03.880 it sucks. Not to look at him and say, 0.98
00:07:05.860 you're just a lazy piece of shit no one's saying that though they are no they're not lots of people 0.99
00:07:10.620 but i don't but you don't work hard no but you don't work by the way jeff i will tell you part 1.00
00:07:15.620 of them are also right sure so he even said it he says there are people that are also right so
00:07:20.360 so this thing to be like we're a hundred percent right on everything we're oblivious if we think
00:07:25.600 that when when my you know when my kids like i have a credit score for people who complain
00:07:32.220 You know what my credit score is with people that complain?
00:07:34.460 Here's how it works.
00:07:36.080 Tom has a high credit score.
00:07:37.980 If Tom complains, I'm listening of something that's going on in the company.
00:07:42.660 My wife, she's not a complainer, but if she tells me something's going on in the family, guess what?
00:07:47.660 I'm listening.
00:07:48.880 Melva, my nanny, if she comes and says, hey, Daddy, I don't want to say this,
00:07:52.360 but this person disrespects me a lot, and I don't want to start a fight,
00:07:56.220 I just think they look at me as a nanny, and I think I'm more than a nanny to you.
00:08:00.100 I've been with you for 20 years.
00:08:01.080 I said, who's talked to you like that?
00:08:02.440 This.
00:08:02.920 She never, I'll go talk to that person and confront her and say, I said, listen, if you 0.77
00:08:06.200 talk to her again, like she works for you, you're going to have a problem with me. 0.96
00:08:09.740 This is not just a nanny to us. 1.00
00:08:10.920 This is a blood to me on what she's been with me for 20 years.
00:08:13.540 So I watch who's complaining and I watch who's, and to be honest with you, there are people
00:08:18.020 that are just complainers, but then there are people like him.
00:08:21.000 He's working.
00:08:21.800 He's doing his thing.
00:08:22.540 I want to listen.
00:08:23.480 I want to know what he has to say, but we have to know there is also both sides of the
00:08:26.800 extreme side of the story that we got to give a little bit credibility.
00:08:29.880 All I'm saying is this.
00:08:31.300 If I got a brain like Jeff Snyder, I want to see the solutions you're suggesting.
00:08:35.860 That's what I want to hear.
00:08:37.360 I want to use a guy like your brain to come back and say, Pat, last time, remember when you said this?
00:08:42.160 Let me tell you what five solutions I got.
00:08:43.860 I'm looking forward to that podcast.
00:08:45.940 I want to hear that.
00:08:46.920 I think all of us needs to be challenged a little bit to think that way.
00:08:50.680 This may not be a popular thing, but I think this mindset was popular 2,000 years ago.
00:08:54.920 I think this mindset was popular 1,000 years ago, and I think it's popular today.
00:08:57.940 and the only difference is there's more noise today than ever before because we all have podcasts we
00:09:04.280 all have a show and we all are talking and we all are tweeting and we all are saying stuff and oh my
00:09:07.800 god let me see what that person said i'll give you the final thoughts and we'll go to the next i mean
00:09:10.860 you can work hard and make something of yourself of course that's there but there are also more
00:09:14.460 hurdles at the same time so it feels like you know kind of everyone's right when i had my business
00:09:17.780 it was called pure basics collective it was uh kind of like amazon or etsy but for super healthy
00:09:22.500 products you know i became a certified health coach and i was reviewing all this stuff you know
00:09:26.040 think of like raw milk and tallow on the face, all this stuff.
00:09:28.740 And so we'd bring in these people who are small businesses.
00:09:30.840 They would all sell it on the site.
00:09:32.320 And like one of the things that we had to do, you know,
00:09:34.500 the site is we're no longer active, unfortunately.
00:09:36.520 But like one thing, just an example, like when you're doing your website,
00:09:39.300 you have to make it ADA compliant, right?
00:09:41.580 If you don't have your site ADA compliant, then, you know,
00:09:44.380 shark lawyers will come in and check out people's sites and then, you know,
00:09:47.400 do cases against you and all this stuff. 0.84
00:09:48.760 And it's like, why do I have to do that?
00:09:50.880 Why do I have to make my site ADA compliant?
00:09:52.680 By the way, but I don't even – I want to challenge you on that, buddy.
00:09:56.420 I mean, I went into – it started an insurance company right after 2008
00:10:01.340 where compliance regulation was freaking skyrocketing.
00:10:03.800 No, I'm not saying it's not possible.
00:10:05.580 No, all I'm trying to say to you, if I'm playing a role of an uncle
00:10:09.540 or a father figure or an older brother to you,
00:10:12.180 I don't even want my son to talk that way.
00:10:14.760 My son, one week all the kids in the house were sick before the vault.
00:10:19.040 He was a starting lineup on the team.
00:10:21.260 Then the next week, he's at the vault for one week,
00:10:23.860 so he doesn't go to practice.
00:10:25.200 Next week at a game, he gets a knee injury.
00:10:27.260 The coach pulled him.
00:10:28.020 He only played two quarters instead of the four.
00:10:29.720 They're doing quarters right now in soccer.
00:10:31.440 It used to be two halves, but he's playing 11 v. 11.
00:10:34.500 Well, you know what?
00:10:35.180 It's not fair.
00:10:35.660 I'm not playing.
00:10:36.180 No, I would take you out if I was your coach.
00:10:38.600 This is hard.
00:10:40.460 But as hard as it is, Will,
00:10:43.140 you think you would have been famous 20 years ago,
00:10:45.280 as famous as you are right now?
00:10:46.560 You think the world's going to know who I am 20 years ago?
00:10:48.560 Who the hell am I 20 years ago?
00:10:49.660 I'm just an insurance guy.
00:10:50.660 Look who we are right now.
00:10:52.820 We got right now in a room, just so you know, 16,000 people are sitting in the bathroom stall or their car or their work,
00:11:00.420 acting like they're working, and they're listening to us, agreeing, disagreeing with us.
00:11:04.920 20 years ago, nobody has a clue who I am.
00:11:07.140 So what would I do 20 years ago?
00:11:08.860 I got to get a WME agent.
00:11:10.100 Who the hell is getting a WME agent with this guy, CAA?
00:11:12.640 Who?
00:11:13.040 What am I doing?
00:11:13.500 I'm working at Fox.
00:11:14.220 I'm working at CNN.
00:11:14.860 Who signs this guy? 0.99
00:11:15.620 I got to go to Columbia, whatever the university is, or go to Brown or one of these bullshit, 0.97
00:11:21.000 you know, what are the big journalist schools out there? 0.99
00:11:23.660 I got to go to those schools for me to barely get a job and go kiss everybody's ass to make 0.97
00:11:27.520 my way up to getting a job at Fox or CNN or CBS. 0.99
00:11:29.960 You kidding me?
00:11:32.960 The world now knows who Will Witt is. 0.67
00:11:36.020 We are living in a ridiculous time.
00:11:40.000 And if I have to exchange the regulation, go back 100 years ago.
00:11:43.120 A hundred years ago, AC, TV, radio, this is the greatest time ever.
00:11:51.200 But we have challenges.
00:11:52.920 That's what I'm saying.
00:11:54.000 I'm agreeing with you.
00:11:54.660 That's okay.
00:11:55.340 But all I'm saying is the regulation stuff, every industry has got regulation stuff they're dealing with.
00:11:59.220 Trust me.
00:11:59.620 It's not in every industry.
00:12:01.160 We've got to find a way to rise above it.
00:12:03.020 Leaders, we need to be leaders, and we need to rise above it.
00:12:05.800 And this message, trust me, I didn't make any new friends today.
00:12:09.280 I'm telling you, I didn't make any new friends today.
00:12:10.780 People are pissed off at me saying, you don't understand what people are going through.
00:12:13.960 I feel like we're good friends now.
00:12:15.400 Oh, no.
00:12:17.380 Jeff, but my challenge to you, Jeff, is you have a brain that needs to be used to come up with solutions and share that with us.
00:12:25.600 Every time you come here, I look forward to hearing from you because I really respect the brain of yours.
00:12:30.380 But I want you to think about bigger solutions.
00:12:32.920 I want you to think about if you're in the room and the president's listening to you, what would you advise him to do?
00:12:37.020 That's the challenge.
00:12:37.680 That's all it is.
00:12:38.500 It's nothing more, nothing less.
00:12:39.420 That's why you're here, because the world needs people like you.
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